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E-Commerce Brands, Agencies, Coaches, and Consultants

Zero-Fee Credit

Card Processing

Send Invoices?

Switch to Lumino and Save Thousands on Credit Card Fees

How it works

Your

Growth

Partner

Lumino is your solution for worry-free payment processing. Say goodbye to the risk of account shutdowns and hidden fees. Our tailored services and responsive support team ensure you can focus on growing your business with confidence.

No Funds Frozen Without Warning

Zero Fee Transparent Pricing

24/7 Customer Support

How Lumino Helps

Experience

Security and Reliability

Operate your business worry-free from account shutdowns and frozen funds. Simply put, Lumino is the better option for high-risk merchants.

Next Day Payouts

With next-day payouts you'll receive quick access to your funds regardless of your business's risk level.

White Glove Support

Customer support should be there when you need them the most. Get access to a dedicated account manager.

Custom Underwriting

Your business is unique, our custom merchant accounts are tailored to your business regardless of your risk level.

Unique Selling Points

Exceptional

Merchant Services

Designed to optimize and elevate your business operations.

Guaranteed Fund Security

Your funds are safe and secure with Lumino's ironclad account guarantee.

Fast and Easy Setup

Get up and running swiftly with our user-friendly setup process.

Seamless Shopping
Cart Integrations

Effortlessly connect Lumino with your favorite tools and platforms for a harmonious experience.

Store Customer
Subscription Data Securely

Safeguard customer subscription data with our robust security measures.

Customizable Payment Links

Create personalized payment links that match your brand and preferences.

Unique Selling Points

Industries

We Serve

Designed to optimize and elevate your business operations.

Testimonials

Hear from

Our Happy Clients

See what our clients are saying.

  • I just got Lumino and was approved in less than 1 week! The team showed me how to hook it up with GHL and now I’m ready to take payments. Let’s Gooooooooo!

    Louis Solomon

    CEO Limitless Lyfestyles

  • Love the dashboard and simple UI. Got approved super quickly and the onboarding process was seamless.

    Jack Woodburn

    CEO Rocket Dropship

  • You should always have a second payment processor because you never know if you’ll get shut down or your account restricted.

    Clarissa Fioravanti

    Co-Founder ATMA

  • We ran an audit and Stripe was charging us almost 3.9% when taking cards over the phone and issuing an invoice. We had no idea… Glad we switched over to Lumino. The team has been great!

    David Kang

    Prosperity Trades

  • Felt like we were getting robbed by CardConnect. Our fees were through the roof. Lumino’s pricing makes more sense for our business and it was very easy to switch over.

    Eugenio Blasio

    CEO Houston Pro Maids

Pricing

That Works for You

Our Zero Fee Dual Pricing and ACH Payments offer unparalleled transparency and cost-efficiency, allowing you to pass credit card fees to customers or choose lower-cost ACH payments. This approach is especially beneficial for businesses with high transaction volumes, where traditional flat-rate pricing can lead to substantially higher transaction fees.

How it works

Zero Fee Dual Pricing

Pay by ACH or Card

No Hidden Surprise Charges

CONTACT US

Upgrade

Your Processing

Start your secure payment processing journey today.

FAQs

Frequently

Asked

Questions

Discover Lumino: Your Trusted Partner in Payment Processing.

What sets Lumino apart from other payment processors?

Can I trust Lumino to protect my funds and sensitive data?

How quickly can I get started with Lumino?

What if I encounter issues or need assistance?

How does Lumino handle unexpected disruptions or account issues?

Book

Your Free Consultation

Lumino revolutionizes payment processing for agencies, coaches, and consultants with seamless, secure credit card solutions. Our platform enhances business efficiency and customer experience in the dynamic e-commerce landscape.

How it works